Workers Comp Is
Your Fastest Growing Cost Center.
The Challenge
Premiums compound over 3-year windows
Workers comp experience mods use a rolling 3-year window. One bad year inflates your premium for 36 months. By the time it rolls off, another incident restarts the cycle.
Near-misses are invisible until they become injuries
For every recordable injury, there are 300 near-misses you never documented. Those near-misses are warnings. Ignoring them guarantees the next injury is coming.
No correlation between safety spend and claim reduction
You spend $200K on safety training. Are claims going down? Without data linking your safety investments to claim outcomes, you cannot justify the budget or optimize it.
Return-to-work failures extend claim costs
Lost-time claims are 10x more expensive than medical-only claims. Without tracking modified duty assignments and return-to-work progress, claims stay open longer than necessary.
The POD Advantage
Premium Impact Calculator
See exactly how each claim affects your experience mod and premium. Quantify the 3-year cost of every incident so management understands the true financial impact of safety failures.
Near-Miss Intelligence
POD tracks near-miss frequency, severity, and categories. AI identifies patterns that predict future injuries so you can intervene before the claim happens.
Safety ROI Dashboard
Correlate safety investments (training, PPE, equipment) with claim frequency and severity. Prove which programs work and where to invest next.
Return-to-Work Tracking
Track modified duty assignments, light duty progress, and return-to-work milestones. Close claims faster by actively managing the return process.
Workers Comp Management
“Three recordable injuries in one quarter pushed our mod rate to 1.4. Our annual workers comp premium jumped $400K. That is more than our entire IT budget.”
— CFO, Mid-Size General Contractor
Your Competitors Track Safety Like This
POD tracks hundreds of KPIs from a 5-minute voice report. Here are just 2 of them.
Experience Modification Rate
Training Compliance
These update in real time from a 5-minute voice report. No spreadsheets. No data entry.
Frequently Asked Questions
What Did Workers Comp Cost You Last Year?
If the number surprised you, imagine what it will be next year without intervention.