You Lend $40M.
You Inspect Once a Month.
Between monthly inspections, you are lending blind. POD verifies every draw request against daily field data — progress photos, crew counts, and production quantities — automatically.
The Cost of Lending Blind
Every draw request you approve without field verification is a risk you cannot quantify.
Monthly inspections leave 29-day blind spots
Your inspector visits once a month. Between visits, the borrower controls the narrative. Problems can develop, compound, and become unfixable before your next inspection.
Draw requests rely on borrower self-reporting
The GC says they are 72% complete. Your inspector confirms what they can see in a 2-hour visit. But are the MEP rough-ins behind walls actually done? Without daily data, you are taking their word for it.
Cost-to-complete estimates are fiction without field data
How much will it cost to finish? The borrower says $8M. Your underwriter models $10M. The actual number depends on daily production rates you have never seen.
Problem detection happens after the money is gone
By the time your inspector flags an issue, you have already funded 2-3 draws beyond the problem point. Recovery of over-funded amounts is expensive and adversarial.
The Return on POD
Turn monthly snapshots into continuous field intelligence.
Daily Draw Verification
Every draw request auto-verified against daily field data. See exactly whether claimed progress matches reality before releasing funds.
Continuous Progress Monitoring
Daily production data, photos, and crew counts give you a real-time view of project completion — not a monthly snapshot.
AI Cost-to-Complete Modeling
POD uses daily burn rates and production trends to forecast actual cost-to-complete, updated daily from field data.
Early Warning Alerts
When daily progress falls below plan, when crew counts drop, or when weather delays accumulate, you get alerts — not month-end surprises.
How Draw Verification Works
Every dollar passes through four verification layers before funds are released.
Loan Protection — Draw Requests Verified Against Daily Field Data
These KPIs auto-populate from your daily uploads — no manual data entry required.
Lender Intelligence Features
Draw Audit Trail
Every draw request matched against daily field data with full audit history for loan files.
Progress Analytics
Daily completion percentages, crew productivity trends, and cost-to-complete forecasts.
Risk Dashboards
Portfolio-level risk scoring across all active construction loans with early warning alerts.
“We funded a $42M project where the GC claimed 68% completion on Draw 7. Our inspector agreed. Six weeks later we discovered critical MEP work behind walls was never completed. The actual completion was 54%. That 14-point gap cost us $5.8M in over-funded draws.”
— SVP Construction Lending, Regional Bank
Frequently Asked Questions
Stop Lending Blind Between Inspections
See how POD gives construction lenders daily field intelligence on every active loan.